Fee calculator
What is your payment system really costing you?
Enter your route's numbers to see hardware, monthly fees, and card processing side by side for Nayax, Cantaloupe, PayRange, and TapVend.
Yearly savings vs Nayax
$2,183
Yearly savings vs Cantaloupe
$2,178
Yearly savings vs PayRange
$1,019
| TapVend | Nayax | Cantaloupe | PayRange | |
|---|---|---|---|---|
| Hardware (one-time) | $700 | $3,140 | $3,690 | $800 |
| Activation (one-time) | $0 | $20 | $0 | $350 |
| Platform fees / month | $10 | $100 | $100 | $43 |
| Card processing / month | $146 | $238 | $238 | $198 |
| Effective rate on sales | 3.9% | 8.4% | 8.4% | 6.0% |
| First-year total | $2,572 | $7,215 | $7,740 | $4,040 |
| Every year after | $1,872 | $4,055 | $4,050 | $2,891 |
Assumes 10 machines, $400/month in cashless sales per machine, a $2.00 average purchase, and for TapVend 50% of sales paid from wallets topped up $20 at a time. Competitor fees are from public price lists and may differ from your agreement.
How the calculator works
Where do the competitor numbers come from?+
Public price lists and operator agreements, checked October 2026. Nayax: reader $399 (1–4), $314 (5–14), or $289 (15+), $9.99/month per device, $20 activation, 5.95% processing. Cantaloupe: G11 kit about $369, $9.95/month per device, 5.95% processing. PayRange: BluKey about $79.95, $35 activation per device, $0.99 per machine per week (its lowest plan), 3.95% + $0.02 per transaction.
How is TapVend processing calculated?+
Single purchases cost you 2.9% (the customer pays the $0.30 convenience fee). Wallet top-ups cost you 2.9% + $0.30 per top-up, so the calculator spreads that $0.30 across the average top-up amount you enter.
What isn’t included?+
Cellular data plans for cellular readers, Nayax’s lower 2.5% + $0.10 rate for machines where every item is $5 or more, negotiated discounts, and taxes. If you have a custom agreement, your actual costs may be lower or higher.
Want the details on a specific provider? See TapVend vs Nayax, Cantaloupe, or PayRange.